Legal Question in Credit and Debt Law in North Carolina

You are not legally responsible for each other's debts for most things so you are already protected. And filing under the category "married filing separately" is a good idea for taxes. However, there is something called the doctrine of necessaries. What this means is that you are responsible for "necessaries" furnished to your spouse. An example is that your husband goes to the hospital, creates a bill. Even if you did not consent to his admission, you are responsible if he does not pay. Same is true for you in that he is responsbile for your medical or other debts for necessaries.