Legal Question in Credit and Debt Law in North Carolina
can a judgement affect student loans four years after it has been set? collection agent said that they would affect my student loans in 2013-2014 if i did not pay it... judgement was in florida but i am living in north carolina now.
1 Answer from Attorneys
A judgment is a judgment. It can be enforced. I don't understand how the judgment will affect future loans though. Is there something in your current student loan agreement regarding this? I don't handle a whole lot of student loans but I cannot think of how this would jeopardize this unless there was some provision in your student loan agreement indicating that a prior default on a student loan would prevent you from getting any further loans and/or trigger a duty to pay back the funds that were already disbursed.
Don't believe debt collectors! They lie all the time. Pay an attorney to review your student loan documents and information.