Legal Question in Credit and Debt Law in North Carolina
i took out an online payday loan in 2003. i thought it was taken care of. last year i received a cal from a lady from check fraud investigations. saying i am being processed for check fraud. i asked to be sent a letter which i never received. she said in order to clear this up i would have to immediately process a debit transaction of a certain amount i refused. after not being able to get back with me they contacted a friend of mine a left message stating who and what they were doing. in september i received a called from asset recovery stating they have an order to arrest me if i dont debit money to clear this up. again i asked to be sent a letter which i never received. no response until nov 18th they called again on my job i requested a letter they told me i was trying to stall. after harassing the operator on my job for info on me and threating to send police to my job he got my cell and again i asked for a letter he got upset and said we are just going to have u arrested and hung up on me. is there a way i can clear this up. i was told by a lawyer a year ago this could be a scam. i am worried about police arresting me on my job
1 Answer from Attorneys
The whole thing sounds very fishy. They are either trying to get some information or money from you as a scam or are using illegal methods of trying to collect money. I would contact an attorney in your area. You may also want to contact the NC Attorney General consumer affairs division. Do not release any information to them and take notes of everything they say. Take notes of who they call, when they call, the name of the person calling, the company's name, etc.