Legal Question in Credit and Debt Law in North Carolina

I would get all the information you can from the caller - who is calling you, name, number, company, etc. Do not give them any information. If you have not committed a criminal act, no one can arrest you. Without all the facts, I can't speak to your particular situation, but it sounds like a collection agency that is using harassing tactics. You may want to speak with an attorney in your area about suing them if this continues.

Cashnet sounds like a payday lender. They are illegal in NC. Visit the NC attorney' general's site or contact them regarding this. However, if you did not use them, someone may have used your information to take out a payday loan. I agree with Attorney Rosner's advice. Do you have caller id? Get the number - I may be able to find out who is calling you. If you must talk to the them, get their contact information - name and address.

I can resolve this for you for a small fee. Please feel free to contact me. Don't worry about their having your address and phone number. They are just trying to intimidate you into paying.

What they are doing is not legal - even if the debt was yours, they cannot threaten to arrest you. That is a violation of both federal and NC law. You can collect money for their violation ($1,000 - $2,000) as well as attorney fees.

Rachel Hunter

Attorney at Law

(678)-687-9693

Admitted in GA, PA & NC