Legal Question in Credit and Debt Law in North Carolina

Am I responsible for ex husband debt mistakes

My husband and I split-up 2 years ago. His truck was in both of our names at that time. He didn't make the payments and it was repoed from him. I was not notified, by the company that he was late with even 1 payment. I was told they had a policy that they could only bill 1 mailing address. I didn't even receive a phone call. NOTHING until the certified letter came when it had already been taken. He was 3 months behind. Our seperation agreement(which was signed by a judge) stated he had the truck and would take full responsibility for it. But now, I am being "hounded" by a collection company. They say I owe them $9,000. I don't know what to do. I feel so lost and stuck. I can not pay for this. I already am paying off $4,000 credit card debt that (mostly) he ran up. The cards were in my name with him as an athorized buyer. Therfore I got stuck with paying for it all by myself!

Please help me and inform me as to what I need to do. What will happen if I don't pay it. Can they take my home or car??? AM I RESPONSIBLE? even though I had no control over this??

Thanks,

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