Legal Question in Credit and Debt Law in North Carolina
Whats my rights?
Can a Debt collector come to your place of work and question people you work with? Can they tell the people you work with details about your debt?What legal action can I take against the debt collector?
1 Answer from Attorneys
Re: Whats my rights?
It would be absolutely forbidden to undertake this kind of action if the person doing so is a debt collector. Note that in some instances the creditor (your bank, etc.) may take some acts that a debt collector cannot. However, if a debt collected did these things it would violate the Fair Debt Collection Practices Act.
It probably also violates your state's harassment laws and may be actionable in tort under other theories.
Please contact me if you need a referral to local counsel to pursue this issue.
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