Legal Question in Credit and Debt Law in North Carolina

No. There is no wage garnishment in NC for a debt of this type. They can levy on any non-exempt assets though.

PS - in order to levy on assets the creditor would first have to get a judgment and then serve you with papers called a "notice of rights" and "motion to claim exempt property."

I don't know what stage of the process you are at, but if early on, it will be best if you can settle the debt. If you don 't have the funds now, start saving. When you have approximately 50% of the amount owed, then you will be ready to settle. Please contact me at [email protected] if you would like to discuss the specifics of your situation. I give free email consults and charge $50 for a 30 minute phone consult. I also settle debts for a reasonable flat fee.