Legal Question in Civil Litigation in North Carolina

Depends on what you mean by 'closed'. Some people worry excessively and / or unnecessarily and if your box simply wasn't accessible for some short period of time say a week or so due to bank error that was later corrected your claim of 'emotional distress' likely won't fly. Also, depending on your contract with the bank and if you have any real damages, you may have other claims like the ones you mentioned. Consult with a local attorney who can review the exact circumstances of your situation and give you a more detailed idea of possible options - best of luck!