Legal Question in Civil Litigation in North Carolina

It depends on the terms of your renters insurance and we have no idea what those terms are. You can certainly make a claim and they will tell you if it is covered or not. Of course, if a groundskeeper is responsible for the damage, the groundskeeper and / or their employer should pay for the damage. The only issue you should have with that would be proving the groundskeeper caused the damage. Best of luck.