Legal Question in Insurance Law in North Carolina

Insurance Increase for Pending Speeding Ticket

I recently received a speeding ticket for 19mph over the speed limit. In between the day I received my ticket and my court date (which has yet to happen), my insurance came up for renewal. To my suprise, because I am under 25 years old, they have automatically increased my insurance costs as if I had been convicted. Is this legal for them to do? It seems like I am guilty until proven innocent. I have never been convicted of a driving violation before and I plan to contest this one.


Asked on 10/31/02, 10:27 am

1 Answer from Attorneys
John Kirby Law Offices of John M. Kirby

Re: Insurance Increase for Pending Speeding Ticket

I have never heard of that before. Generally speaking, the citation would not affect your rates until you are convicted. Perhaps someone with more experience with this can provide more information. For some general information, here are some websites that describe North Carolina's insurance rate scheme:

http://www.ncinsurance.com/Insauto-Safedriver.html

http://www.seibert.com/traffic1.htm

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Answered on 10/31/02, 11:19 am


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