Legal Question in Personal Injury in North Carolina

It is odd that you are being sued if you have no insurance, but they have that right. After you receive the lawsuit papers, you have only thirty (30) days to file a response with the court, and that is where you would assert that the accident was not entirely your fault. They may be simply pursuing their own "uninsured" motorist coverage. Whether they can collect anything from you personally depends on whether you have any collectible assets, such as a car or land. You may want to consult further with a lawyer and provide him or her with more facts. You can try to defend yourself in the lawsuit, but that is usually difficult to do.