Legal Question in Personal Injury in North Carolina
Insurance
Is there a limit to how much a person can sue you if your auto insurance policy exceeds the limits? For example the only injury sustained was to the wrist and it has healed properly? If so how much and what kind of payment terms due there have to be?
1 Answer from Attorneys
Re: Insurance
Thank you for your question.
As is the case many times under the law, there is not necessarily a clear answer. Cases like this cases be very fact specific and further information may be helpful.
I'm not sure I fully understand your question, but a person can recover up to their full damages, or the limit on the insurance policy(s), which ever is greater. Further, it is possible, but difficult, to pursue personal assets in excess of of insurance limits if the damages are greater.
Thank you again, and please feel free to contact us if we can provide further information.
Best Wishes,
David D. Daggett
(I apologize in advance for poor typing skills)
Winston-Salem Office
www.lewisdaggett.com
www.safeandsober.com