Legal Question in Personal Injury in North Carolina

Re: Can I settle this case myself?

While it is certainly possible to settle your claim without an attorney, it would be wise in your situation to consult with an attorney. There is no rule reqiring that the insurance company pay you 2.5 times the amount of your bills. In fact, there are many variables which go into deciding the reasonable settlement value of a case, e.g., how much insurance and/or assets are available; how clear is the liability; is there permanent injury; are there aggravating circumstances [like drunk driving]; are there broken bones, scars, etc., or is all the injury soft tissue, etc.

Most attorneys would be glad to talk with you at no charge to discuss your case and give you a better estimate of the value. Hope this will help.

Re: Can I settle this case myself?

Representing yourself is like home surgery. Don't do it. Studies have shown that you are much more likely to receive a better settlement if you are represented. I have seen many injured folks taken advantage of by insurance companies over the years. A list of some items to be considered is on our web site www.NCDISABILITY.COM. Click on personal injury.

Remember, the insurance company does not make money by paying fair value for your claim.

Re: Can I settle this case myself?

That is indeed a dangerous area. It's difficult to make any generalizations. Those "rules of thumb" are not always correct. It really depends on whether there is a liability issue, the extent of injuries, and the insurance available. Many times 2.5 times the medical bills are insufficient to fully compensate a person, depending on the injuries. You would probably be well-served to see a lawyer. I have posted previous replies with similar inquiries. You may want to consult those, for your general considerations.