Legal Question in Personal Injury in North Carolina

Re: Trucking accident

In view of the injuries, you probably need to contact an attorney to discuss this matter in more detail. If both drivers were negligent, then you can recover under both policies. You also need to carefully consider other insurance policies, such as "underinsured motorist coverage." You probably need guidance from an attorney, and I would suggest that you contact one to discuss this in greater detail. You may contact my office as well.

Re: Trucking accident

In short, yes. However the only way you can sue the non-negligent party's insurance is for Under-insured purposes. Unless of course both parties were negligent! Initially you look to the tort-feasor. More importantly, the dirver presumably was working for a company as a driver, and you will also look to include the company in a potential suit. In matters lke this you need to look for the deepest pockets, which is generally the employer of the driver. You really need to consult with an attorney as soon as feasible. I would not recommend trying to handle a case of this magnitude on your own. I would be happy to answer more questions offline. Feel free to call me.