Legal Question in Product Liability in North Carolina

legal definition

I was injured in an auto crash the 1st of Sept. Other driver was cited and his insurance co. has accepted full liability for my totaled car and medical. I received a broken lower jaw, a broken tailbone in this accident along with a closed head injury. I was taken by ambulance to area hospital. So far i have received 4 root canals and an in need of a cap on a differnet tooth all caused by wreck. Driver side airbag DID NOT deploy but passenger side did. Driver seatbelt did lock lock but passenger side did. This is the cause of my hitting steering wheel....I was driving a 2004 (bought new).....My question is what is the definition of a major car wreck compared to a minor car wreck? Is the a medical dollar amount or a damaged property amount that must be crossed to go from minor to major? My neuroligist has taken me out of work until Feb.09, I am suffering from post concussion stress....the reason for the question was that I was told that there is a threshold figure that will determine if the accident was major or minor. I feel with broken bones in my face and my rear along with a closed head injury that should be considered ''major''. bills so far are over 10,000...thank you for your help in defining the

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