Legal Question in Real Estate Law in North Carolina

Why can't you? Unless a loan secures a car or house, most lenders don't care what a borrower does with the proceeds. The lender only cares in the borrower's ability to pay back the loan. Since you are delinquent in taxes, that may not instill huge confidence in a lender to persuade the lender to lend you funds. However, you and the lender will have to discuss your situation, how much money you are asking to borrow, repayment terms and such.