Legal Question in Bankruptcy in Ohio

A little bit of background on my situation:

Long story short, I had a business deal that went sour during the economic crash, and I am now trying to dig my way out. Slowly but surely.

I had two vehicles. One (that has been subsequently Repossessed) was financed through Ford Motor Credit as a lease. The other vehicle (Which I still have, and am making on time payments) Is financed through Huntington bank as a loan.

I am being sued for repossessed vehicle from Ford Motor Credit. Ford credit has sued me in court and won a judgment against me for around $7,000. Today, I received a "Notice of Garnishment property other than personal earnings", with the description of the property/bank account reading "HUNTINGTON BANK" for "ANY AND ALL MONIES IN THE NAME OF THE JUDGMENT DEBTOR" . I am kind of confused as to what Ford Credit wants from Huntington? Can Ford Credit take my vehicle that is on a loan from Huntington even though I do not own it? My Huntington account is for an auto loan and not a deposit account, Thus, No money to take.

They want me to answer within five business days as to whether I Huntington is in possession of garnish able properties or monies. I am not sure how to answer.


Asked on 7/11/11, 5:57 pm

1 Answer from Attorneys



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