Legal Question in Bankruptcy in Ohio

My home is currently in a foreclosure state but we are working with the mortgage co.to work out a solution. We have some many bills that we cant keep up with everything. We would like t file bankruptcy but we dont wanna lose our house. How do we go about doing this?


Asked on 11/15/09, 4:56 pm

1 Answer from Attorneys

David Michael Benson Benson Law Firm

You can file a Chapter 13 bankruptcy and stop the foreclosure. Under your Chapter 13 plan, you would pay down your arrearage, your secured debts and a portion of your unsecured obligations. If you are unable to put together a feasible plan, you may have to consider filing under Chapter 7 and see if your home lender will work with you on addressing your arrearage.

Good luck.

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Answered on 11/20/09, 5:24 pm


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