Legal Question in Bankruptcy in Ohio

First of all, the co-signed loan should not be "kept out of the bankruptcy." Your co-signor is required to list all debts, including co-signed obligations, in her schedules. If the debt is not listed, the creditor may have an argument the debt is not discharged as to your co-signor. If you, in turn, file bankruptcy, then you may not be liable on the loan and the co-signor may be stuck with the obligation.

But we cannot give a reliable answer to your question without a full picture of your assets and liabilities. You should consider hiring an attorney to make sure you understand what your exposure may be.

- BensonBankruptcy.com