Legal Question in Bankruptcy in Ohio

Re: Stay for relief from foreclosure

A motion for relief from stay is necessary for the bank to go back to court and continue a foreclosure. Your bankruptcy filing imposed a "stay" on any action by the bank; this motion just seeks "relief" from the "stay" so collection action can continue.

You can contact the bank and see if they will accept what is called a "Deed in Lieu of Foreclosure," which gives them the property back without foreclosure. You can also agree to the reilef from stay.

Bankruptcy law requires you to keep records of your financial affairs.

Not keeping the papers, and not filing what is required with the court, will raise the ire of the case trustee and likely result in a motion to deny your discharge/dismiss your case. Equity in any of your assets could have an impact on this.