Legal Question in Consumer Law in Ohio
I had an auto loan for 66 months, the last 2 years of the loan I missed 3 payments, so the bank extended my loan for 3 months. The problem is they failed to notify me of this. Then told me they did not need to nor did they have to send me a new payment book. They also stated that they tried sending out notifications but they were to my old address, which I recieved 2 of those notifications and called and updated the bank with my new address and went over my account and was told with the payment I made that it was "up to date". So now I also get charged the late fee every month which is $63.38 for two years. My payment book has been completed for three months, instead of a title to my truck they repossess and sell it stating I owe $4000 more. My total amt financed was to be 42,127, I paid total 43,600. If they extended my account doesn't that require a signature from me. And if they tried to notify me of being late why did i not recieve any more fowarded notifications or a phone call for that matter. I also was never notified of when they were selling my truck nor of how much they sold it for. Any suggestions please
1 Answer from Attorneys
The bank must tell you how much they are selling your truck for so they can tell you if you owe anything or not. I suggest that you get an attorney to represent you.
Feel free to contact me, free of charge, at [email protected] or at 330-447-7634. I am happy to help in any way that I can.
Thank you and I look forward to hearing from you.
Dan Guinn
www.theguinnlawfirm.com
Related Questions & Answers
-
My mother had to go to a nursing home, where she was treated badly. I also had to... Asked 8/29/09, 12:38 am in United States Ohio Consumer Law
-
On 8/22/09 I went to a used car lot in Lancaster Ohio called Instant Auto Sales LLC.... Asked 8/28/09, 4:20 pm in United States Ohio Consumer Law
-
Just purchased a new car, and advised the salesperson that there was a small... Asked 8/10/09, 2:29 pm in United States Ohio Consumer Law
-
If I have been shipped an item in error do I have any responsibility to send it back? Asked 8/06/09, 1:39 pm in United States Ohio Consumer Law
-
Hello,\nAt the begining of this month (July) I signed a contract with a... Asked 7/30/09, 5:05 pm in United States Ohio Consumer Law