Legal Question in Credit and Debt Law in Ohio

Capital one has a debtor judgement on me. They were previously garnishing my wages but I was recently unemployed for several months so they were no longer able to garnish my wages. So I got a letter from the court saying they gave an order to the judgement creditor that some of my money in an excess of $450, property or credits other than personal earnings that may now be in possession of #1 JP Morgan Chase to satisfy my debt. The property sought to be attached to any and all accounts. I am prohibited to remove or attempt to remove such money and doing so subjects me to punishment for contempt of court. Here is the thing. I never had an account with JP Morgan. The only thing I ever had was a car loan that was paid off 10 years ago and the car was taken by the trustee when I filed bankruptcy 10 years ago. So what came come of this? Is the creditor's attorney not doing very good due diligence or are they trying to set me up for some sort of contempt even though I am clearly not in contempt? Please advise.


Asked on 3/10/15, 3:39 pm

1 Answer from Attorneys
Jann Washington Jann C. Washington, Esq., LLC

Many times a creditor will send bank attachments to several big banks (Chase, Huntington, PNC) hoping to snag a checking or savings account. JP Morgan is the parent bank for Chase so they are trying to "snag" any checking or savings accounts that you have with Chase Bank. If you don't have any accounts then you don't have a problem.

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Answered on 3/10/15, 3:48 pm


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