Legal Question in Credit and Debt Law in Ohio

The only ways a debt collector can take money out of any account is with a court order or with permission from you. A court order is obtained when a creditor sues you and obtains a judgement. Once that is done if the creditor knows where your accounts are they can attach them. If this is happening it is likely you have been sued by that creditor. You need to contact your bank and request copies of whatever documentation they are relying on to remove funds from your account.