Legal Question in Credit and Debt Law in Ohio

In Ohio, the general rule is that you are only responsible for the debts that you agree to. While being married to someone may cause a court to divide up the assets and liabilities of a marriage if there is a divorce, your wife's and stepson's creditors cannot come after you for their unpaid debts. However, if you own a joint asset with either the debtor or the co-signer, the creditor may be able to take a half interest in that asset to the extent of the unpaid debt.