Legal Question in Credit and Debt Law in Ohio

My husband has received two letters from attorneys offering their services based on their claim to have found a suit filed against him in Franklin county. We can't find any filing on the county's website. We believe this is because of a charged off account that 5/3 bank sold to Asset Acceptance. (Who also sent these attorney letters.) No one has contacted him about this for several years. We do realize we may still owe this debt depending on the statute of limitations. How can we safely proceed? I've found many negative things online about this company, so we're hesitant to contact them.


Asked on 4/27/12, 9:52 am

2 Answer from Attorneys
Eric Willison Eric Eastman Willison

You will need to make sure you're looking in the right court. If the lawsuit is for under 15,000 dollars then it will probably have been filed in municipal court. If it is for more than that amount then it will probably have been filed in the court of common pleas. Further if your husband has a fairly common last name It can be extremely difficult sometimes to find the Case number with all the other cases filed against people Having similar names. As for the statute of limitations That applies to the amount of time The plaintiff have to bring his lawsuit Against the defendant. What is the lawsuit is filed In a timely fashion The statute of limitations has no more applications Is Not a defense. You may have other defense is however Which you may be able to argue if the time limits for doing so have not passed. If the amount of the judgment or debt alleged is significant it would probably be wise to hire an attorney.

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Answered on 4/28/12, 6:58 am


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