Legal Question in Credit and Debt Law in Ohio

I received a letter from the Clerk of Courts notifying me that they had info on my bank and want to take money from there that I owe against a credit card debit. The next day the money was missing from my account. Can I still try to settle with them or is this a done deal? Don't I have to be notified in advance?


Asked on 4/15/12, 9:27 am

1 Answer from Attorneys
Daniel Myers Myers Law, LLC

I cannot give you advice without knowing your specific circumstances.

Usually, you can try to settle with the credit card company, you can try to defend against this bank garnishment by following the instruction you were sent by the Court, and you can appear at that garnishment hearing to defend yourself. You may have other avenues available to you. They don't have to settle the issue with you if they do not wish to.

You do not have to be notified in advance of a garnishment if it is a "Garnishment of Property Other Than Personal Earnings." However, if they sought to garnish your paycheck, i.e. your personal earnings, that would be different. You should contact an attorney to get specific advice for your specific situation based on the documents you received.

Read more
Answered on 4/18/12, 1:21 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Ohio