Legal Question in Credit and Debt Law in Ohio

In Ohio, the statute of limitation for an action on a non written contract is six years and the statute of limitations on a written contract is 15 years. Thus if you signed an agreement giving rise to the debt that is attempted to be collected, then they have to cease trying to collect the debt from you after 15 years from the date of the written contract, six years if it was a non-written contract.

If they are attempting to collect beyond that time, then there is a very good chance that they are running afoul of the Fair Debt Collection Practices Act.