Legal Question in Civil Litigation in Ohio
Is a contract enough to keep someone from suing me
is it enough to have a contract between me, the childcare provider and the parents of the children I watch in court if one of them should get hurt and my homeowners insurance doesn't cover them?
1 Answer from Attorneys
Re: Is a contract enough to keep someone from suing me
The contract you have may offer you some protection from a lawsuit if there is a clause absolving you from liability for your negligence. However, even if there is such a clause, it is probably not a good idea to rely on it for protection. Also, your homeowner's insurance may not provide you protection either, depending on whether it offers coverage for in-home businesses (which I assume you have.) You would be wise to discuss your insurance needs with your insurance agent and your business organization with your attorney and accountant.
This information is not legal advice, but general information. No attorney/client relationship has been established.