Legal Question in Personal Injury in Ohio
If someone co-signs an auto loan and I cause an accident can the co-signer be held, in anyway, responsible?
Asked on 12/13/11, 12:00 pm
1 Answer from Attorneys
Ryan Fisher
Lowe Eklund Wakefield Co. LPA
A person can only be civilly liable for an accident or injury if that persons negligence was a cause of the injury. The driver can almost always be liable but in some instances so can the owner of the car if that owner allowed a person who was not competent to drive the car (a minor or an intoxicated person). This cause of action is called "negligent entrustment." By co-signing for the loan only, I can't imagine any way you can be liable for injuries caused by the operation of the car. Only the titled owner can be held liable for negligent entrustment. Unless your name appears on the title I think your in the clear.
Answered on 12/13/11, 6:10 pm