Legal Question in Personal Injury in Ohio

Insurance comp. liability

I was in an auto accident. other person failed to yield and driving w/o lic. hit my car. Was convicted 1 month later of both charges. Now the insurance co. is playing around. Wont return calls, etc. If I sue, can I sue the insurance comp. and the person who hit me or just the person who hit me. Is the insurance co. liable and can they be forced to pay my damages and personal injury, or can they refuse to pay anything, and force me to only sue the person who hit me, whom I am sure has nothing. Thank you for these answers.


Asked on 3/23/98, 1:16 pm

1 Answer from Attorneys
Dale Zucker Dale P. Zucker Co., L.P.A.

Get A Lawyer If Your Smart

The answer to your specific question is that you must sue the driver of the vehicle that hit you , and then his insurance company becomes liable for the damages.They can elect to honor your claim and pay your damages, however, they don't have to do so until a jury finds in your favor. The bottom line is that you should have a lawyer representing you from the get go. You are in over your head. The insurance company is elated that your representing yourself. That is the worst thing you can do. DO NOT COMMUNICATE ANY FURTHER WITH THE INSURANCE COMPANY REGARDING YOUR INJURIES.A lawyer will get you, on the average, three times what you can get representing yourself.

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Answered on 4/06/98, 9:40 am


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