Legal Question in Real Estate Law in Ohio

Loan Modification after bankruptcy

I became unemployed 1 month after closing on my home, I was unable to locate employment for alomst three years. I filed bankruptcy under the chapter 13 protection and by September of last year, decided to convert the 13 to a chapter 7. I became gainfully employed about two weeks later and have been ever since. I informed the mortgage company andthey said they would agree to a loan modification, however, they want me to pay over $8,000 in attorney fees they say they incurred duringthis time. I asked for a copy of the lawyer bill with detail of what could have cost that much, instead, they sent me an agreement to sign with an amount almost $1,000 less than they indicated on the phone. Also, my original monthly payment was $1,038 per month, with the past due amount, they want me to pay $1,750.00 for both current and past due, in addition to the $2,000 per month I have to pay for the attorney fees which had to be broken down into 4 payments of $2000 each. that;s a total of $3750.00 per month. My income is 55k per year and I cannot afford to pay that much to just keep my house. Is there anything I can do or any other way to negotiate? If they don't accept another payment plan, they'll sell the house and I won't owe them anything

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