Legal Question in Bankruptcy in Oklahoma

Answer to foreclosure summons

I was discharged from chap 7 in December and did not want to keep my house. I received a summons from Lender of Lawsuit and I need to answer them. What do I say? I am unable to pay for the house and it is all true what they say. Some say to deny it, butdo I address all paragraphs in foreclosure and say agree? Is there a special form for answer to this? I do not have an attorney. Thanks


Asked on 1/09/07, 9:46 pm

1 Answer from Attorneys
Steve Chlouber Fuller, Chlouber & Frizzell, L.L.P.

Re: Answer to foreclosure summons

If you stated in your bankruptcy schedules that you were turning the house back to the lender, then they are merely starting the process to foreclose on the property. You could do nothing and still have at least 2-3 months to live in the property before you would have to get out if you were just served with a Foreclosure Petition. If you hired an attorney, maybe longer.

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Answered on 1/10/07, 11:24 am


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