Legal Question in Credit and Debt Law in Oklahoma

civil judgement collections

I have a judgement against me from a hospital visit. they say I have to pay 152.50 a month or they will take further action. the udgement is for 1831.00. They said I could pay any amount but it would not stop further action. What do you suggest I can do I am 1 month behind on several bills. bankruptcy is not an option.


Asked on 11/14/06, 8:41 pm

1 Answer from Attorneys
Steve Chlouber Fuller, Chlouber & Frizzell, L.L.P.

Re: civil judgement collections

If you support a family and the creditor files a garnishment, you can apply for an "undue hardship" exemption with the court. The court rountinely modifies the garnishment, i.e. reduce from 25% of your paycheck to maybe $50-75.00 dollars a month. If you can afford $50.00-75.00 a month, I would suggest pitching that to the creditor with the note about undue hardship.

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Answered on 11/15/06, 4:43 pm


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