Legal Question in Credit and Debt Law in Oklahoma

credit report

can anyone run a credit report on you? to obtain auto insurance? or bank account? especially without your knowledge?


Asked on 2/27/07, 4:50 pm

1 Answer from Attorneys
Steve Chlouber Fuller, Chlouber & Frizzell, L.L.P.

Re: credit report

Unless you authorized the credit report to obtain goods or services, it is an unauthorized credit report and violates federal law. You can send a letter to the creditor in care of its credit department demanding that they cease inquiry into your credit history or provide documentation that you signed authorizing a credit check.

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Answered on 2/28/07, 10:28 am


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