Legal Question in Credit and Debt Law in Oklahoma

Re: mortgage problems

I am a little confused. Did you refinance? Why and how did your mortgage company raise the amount of your loan? They cannot increase the amount you originally financed unless you receive more money. With regard to the escrow charges, most mortgages have terms and conditions regarding the escrow account and require a certain minimum balance and require that they pay such items as taxes and insurance. If your mortgage has a provision like this, then the mortgage company has every right to collect the amounts due for such items and maintain them in escrow until due and payable. Without begin able to review your loan documents, I cannot give a more complete response. The increase of the loan amount really concerns me however. To advise you further in this regard I would need additional information.