Legal Question in Family Law in Oklahoma
My fiance is divorced but still has credit cards in both his name and his ex-wife's name. He's reluctant to close out these accounts because he says closing them will cause further damage to his already damaged credit.
At least one card has been referred to a collection agency because the ex defaulted.
Is he better off closing out these joint credit card accounts despite a resulting drop in his credit score due to closing them? Even after they get referred to a collection agency?
I'm concerned about the indirect effect this will all have on me in the future.
1 Answer from Attorneys
He must send letters to the credit card companies informing them of the divorce and "formally" dispute the charges to the joint credit card account(s). Make sure he includes the date the divorce was ordered and/or executed. This should make her responsible for the charges after-the-fact.
It is also recommended that he amend or modify his divorce degree to add this problem and allow her to take possession of the charges and the account then send a copy of this court order from the judge to the collection agencies and the credit card companies. He can also provide a copy police report if she is using this card with knowledge that she is no longer married jointly with her husband. I hope this helps.
Related Questions & Answers
Looking for something else?
10,200 active attorneys ready to answer your legal questions today.
Featured Attorneys
Earn additional revenue and grow your business.
