Legal Question in Personal Injury in Oklahoma

You may need to file suit to get the real answers you seek. If there was injury, not just property damage, you should consider getting an attorney. Your insurance may also kick in under certain conditions; not just your husbands insurance, but other insurance your family may have. Usually the insurance companies won't help make this easy, and it can get very complex. If you don't have an attorney you could easily end up getting less than the policies should pay, and less than the law would require they pay.

Unfortunately, your question sounds easy, but it's usually not the case. There are no magic words to use to make them answer your question, but if sued, they will have to disclose information in discovery.