Legal Question in Bankruptcy in Oregon

Completion for Chapter 7 case

It takes approximately 90 days from filing for a Chapter 7 to be completed, unless there is dischargeability litigation or other issues to be resolved.

Time for relief under chapter 7

David White's answer is correct, but maybe was not what you were looking for. You get relief from collection actions as soon as the chapter 7 is filed. The paperwork for a chapter 7 is about twice as complex as a 1040 tax return, and takes time to complete. How long is a function of how complex your financial situation is. Once you file, it takes about 309 days to a 341 creditors meeting, and then 60 days after that, the case is usually completed, if you get a discharge (the usual result).

This message is provided to assist you in structuring your thoughts when you speak with an attorney about your situation. I am not your attorney, and you are not my client, so this is not legal advice. Legal advice can only be given after a careful interview of the client by the attorney, and I have not had the opportunity to understand the significant issues that I must understand to render legal advice. You should contact an attorney in your state to discuss your situation. That attorney can give you the advice that your situation deserves, after carefully considering the issues that are legally significant in your situation.