Legal Question in Civil Rights Law in Oregon

Car title

Hi I am 24 years old and live in Oregon. This is a matter concerning a car and the loan on the car. I am the primary on a title and the girl who I co-signed with has the car, as we bought it for her and she was to make the payments. She is in the military and has stopped making payments. This is the third or fourth time she has missed more then six months of payments and the bank comes calling. I decided to pay to avoid reposession and am out 700. She still owes 5,000 dollars. She is frequently deployed and I have little or no contact with her for years at a time. My boyfriend and I are at odds of how to handle this. We are torn between if we should repossess the car from her or take her to court. I would like to avoid anything ugly but she will not help me work on this. I wrote her and told her to mail me the payments and I would pay but have not heard anything. The car is currently insured at her parents but beyond that I do not know where the car is. What should I do?


Asked on 4/30/07, 5:58 pm

1 Answer from Attorneys
Regina Mullen Legal Data Services, PLC

Re: Car title

Try contacting the military office for her unit.

You COULD continue to throw good money after bad, but if she's in the service, then she is employed and should be paying for the vehicle.

The bottom line, though, is that if you signed for it, you're responsible to the car loan agency, whether she pays you or not. It's your car, so you might consider filing a case for possession of the car.

Since she's ducking you, you might ask her parents to have her come to mediation, so she doesn't feel that something bad is going to happen to her. There, you can talk it out, get payments sent from her military check (if possible) or have her parents take over the loam,lots of possibilities.

If that fails, get a lawyer and take her to court.

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Answered on 5/01/07, 9:12 pm


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