Legal Question in Consumer Law in Oregon

Sale of motorhome with no title

My 71yr old Mother-in-law purchased a motorhome from a RV dealership in May of 2000. A week later they were out of business. She continued to make payments to a ''national banking system'' for more than a year, during which time, she received no tags or registeration for this RV. She called the DMV to ask where they were, and was told there was no title for this RV. She repeatedly called the bank and was told that they had the title but when asked to send a copy for proof so she could get the tags, they did not. She stopped her payments until she either gets proof of title so she can use the RV or the bank in question stops the contract and she is not libel for the remainder or this loan. Now they are calling and trying to get the RV. My Question:Can she file a suit against the bank for saying they had title when they did not? She has a $25,000 RV she can't use because it can not be licsensed. What can we do?


Asked on 1/03/02, 3:27 pm

1 Answer from Attorneys
Daniel Meek Daniel W. Meek

Re: Sale of motorhome with no title

Truly, you should consult an attorney about this. The motorhome dealership likely breached its contract of sale with your Mother-in-law, which probably required that the dealership provide proof of title to DMV. The dealership then immediately sold the loan to the bank. The bank will no doubt claim that your Mother-in-law's obligation to the bank is valid, even if the dealership breached the contract of sale.

You should be able to find an attorney interested in handling this case.

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Answered on 1/03/02, 6:44 pm


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