Legal Question in Credit and Debt Law in Oregon
Oregon based private collection agency had me served as a co-defendant in a lawsuit (I reside in WA state). Only notice I've had from collection agency was one (1) phone call informing me that if I didn't respond to them in 30 days they'd pursue this in court. I told the collector as far as I knew this bill was still being worked on by the insurance and my ex wife. Debt is for a medical bill my child incurred when she was 18 and attending school (I pay child support to my daughter still). Any and all prior correspondence from collector was going to my ex-wife (ex-wife didn�t tell me before about collector). Is there any law in Oregon (ORS) that requires a collector to notify you in writing of a debt you owe before pursuing a person in court? Thank you
1 Answer from Attorneys
Yes, you must be notified in writing. The debt collector is just making a threat so you will pay.