Legal Question in Civil Litigation in Oregon

I have just received an award in my favor through an arbitration hearing. The creditor (collection agency) who is suing me now wants to submit new evidence. Is this possible in the state of Oregon? Also, the creditors have had a difficult time proving the amount owed on the debt and under what state law the card holder agreement should be enforced. All they have is one billing statement with my name on it (which looks fake), a generic cardholder agreement (without my signature) and a signed affidavit from an employee who handles all of the accounts the collection agency has purchased from banks. They are suing me for over $17,000 and I know that I never had a Bank of America credit card. I need advice for if they decide to take this to court, and some clarification about how much weight the decision holds after arbitration.


Asked on 7/12/10, 4:04 pm

1 Answer from Attorneys
Daniel Meek Daniel W. Meek

If you won the abritration, then I think it's over. I do not think the bank can appeal it. But you should consult an expert, such as Phil Goldsmith, at

Law Office of Phil Goldsmith

1618 SW First Ave, Ste 350

Portland OR 97201

Phone 503 224-2301

Fax 503 222-7288

Email [email protected]

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Answered on 7/13/10, 2:41 am


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