Legal Question in Banking Law in Pakistan

sir

i draw a cheque of 300000 of payment of certain immoveable property the payment was to be held on 10th date of month.according to my bank statement there was money available in the account till 19th date of month.but payee present that cheque in the bank on 22nd date of month in the other branch of the smae bank.The cheque dishounoredv by the bank staff.due to which i suffered a lot.The Court of Sessions grant me bail of 489 F the remarks of Judge was that the payee was using malafide intiention,The banker is saying that i cheked on line,sufficient balance was not available so i dishonored the cheque with inquiring the branch in which mine acoount is avaiable

the operation manager of the branch in which mine accont is available is saying that if the bank asked me before dishonoring the cheque i would not suggest them to do so...........because yhe customer of our bank is old and trustable oerson of the city.

i want to know is there any legel provision in banking law that tell me whether other branch of the same bank can dishounor the cheque?

what kind of remedy i have in eye of law while payee and bank using alafide intention?

it seems as payee and the officer of the other branch intetionly and wronfully want to detain me.


Asked on 7/22/10, 10:12 pm

1 Answer from Attorneys

Owais Ahmad Qadri United Law Associates

you are entitle to file a damages suit against the concern officer of the bank, as he commited nagligence with mala fide intention .

0300 5823132

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Answered on 7/23/10, 12:17 pm


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