Legal Question in Personal Injury in Pennsylvania
I was involved in a motorcycle accident in PA where the other party was at fault. I have substantial injuries and had surgery and a metal implant to repair a badly broken bone along with being out of work for over four months. The other parties insurance coverage is barely enough to cover my medical bills and lost wages. Can I seek compensation from the other party for pain and suffering above his small insurance coverage ?
2 Answers from Attorneys
The simple answer is yes - in motorcycle accidents you can generally always sue for P&S.
The issue will be if he has sufficient coverage - and if not, does the other party have any assets.
You can also check your insurance policy to see if you selected Underinsured Motorist coverage - which could kick in if their insurance isn't enough to pay his claim.
If you choose to sue in court - attorneys will generally review these types of cases for free - and take them on contingency (which means they will collect a portion of the recovery) - most will only take cases that have merit and a chance of recovery due to this fee arrangement.
In motorcycle cases, the issues are usually liability and coverage. Even if you were not at fault, the amount you can recover depends heavily on both YOUR insurance coverage AND the other parti(es)' insurance coverage. Feel free to call our office to discuss. No charge for consultation.