Legal Question in Banking Law in Pennsylvania

Hello ,

i was looking for help online to help pay some behind bills and found this email of harry john financial help. do think this is a scam for asking banking info. who would lend you 3,000 and 3% intrest and ask to start paying back after 8 months.

he said he been doing this for years.his email [email protected]

wondered how long this been going on and if he is a scam artist. thank you.

I am willing to help you with the loan amount of $3,000.00 Note that

given you this loan is not a problem but if only you are in agreement

with the terms and condition of the loan.In God,s name i believe it

will be enough for us to proceed with this transaction.

LOAN TERMS & REPAYMENT SCHEDULE .....

Loan Amount$3,000.00

Loan Interest Rate: 3%

Loan Term: 2 years

Monthly Loan Payment: $128.94

Number of Payments: 24

Cumulative Payments: $3,094.65

Total Interest Paid: $94.65

Note: The monthly loan payment was calculated at 23 payments of

$128.94 plus a final payment of $129.03.

Below Is Our Loan Terms And Conditions:

3. The Applicant monthly payment/installment will start 8 months after

the loan has been transferred to you.

4. Required Age: The borrower must be above 18 years of age and any

age below 18 would be disallowed from this loan offer.

5. Applicant will keep to our loan terms and condition and that this

loan will not be use as drug traffics.

6. Applicant who is unable to meet with the repayment will be given

3weeks more as a grace period before legal actions will be taken.

7. Failure to pay back the loan at this expected date/period, legal

actions will be taken against the applicant by our attorney

immediately

8. BANK TO BANK WIRING, you are to send us your banking information so

that my transferring bank can do the transfer of your loan to your

bank account

INFORMATION NEEDED FORM YOU NOW..

Bank name:

Bank address:

Account name:

Account number:

Router number:

Country:

9. Applicant must attach his or her identity card to us so that we

will know the kind of person we are dealing with.

If you find the above terms and conditions of the loan comfortable,

you will have to contact me immediately so that we can proceed to the

next step on the transaction

Regards

Mr.Harry John

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Good day,

My name is Mr.Harry John have been arranging loans for many years. 3%

is my interest rate and lower cost than any one else in town. Contact

me today E-mails:[email protected]

Loan Application Form

*Full Name........................

*Gender...........................

*Loan Amount Needed...............

*Loan Duration.....................

*Country..........................

*Home Address......................

*Phone Number......................

*Fax...............................

*Occupation...................

*Purpose of loan...............

*Monthly Income....................

Thanks for your time i wait to hear for you,

Mr .Harry John

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