Legal Question in Bankruptcy in Pennsylvania

Credit reporting Chapter 13

My mortgage was sold by original lender to another while in Chapter 13. The new lender now reports that mortgage with a 120day delinquency as well as with wage earner plan. This reporting took place at the time when refinance was eminent and by having updated derogatory mark FICO score has dropped.

The previous lender reported the mortgage as solely under Wage earner plan.. no deliquency which allowed for reestablishment of credit. The new lender refuses to comply.

Can the reporting be challenged?

Thank you


Asked on 6/29/05, 11:48 pm

1 Answer from Attorneys
Mark Johns Mark Johns, Esquire

Re: Credit reporting Chapter 13

The action of placing a derogatory statement on you your credit report may have violated the automatic stay which is a serious offense. If you have a bankruptcy lawyer you should contact him. If you do not have a lawyer you should consider retaining one. I offer free consultations.

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Answered on 6/30/05, 3:29 am


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