Legal Question in Bankruptcy in Pennsylvania

Reaffirmation

Dear Guru,

I have two accounts within my Chapter 7 case that I wish to reaffirm. I received an offer from one account and I want to accept it. What legal path must I take to stay right with the courts? Do the courts have to approve the repayment plan before I accept it? And if so, to whom do I mail the offer for approval?

Thank you...you guys are great!

Karen


Asked on 12/29/06, 6:30 am

1 Answer from Attorneys

Matthew Nahrgang Nahrgang & Associates, P.C.

Re: Reaffirmation

It depends on the judge you have. Some judges require that you strictly comply with the rule which requires that a motion be filed. Others are perfectly fine with your filing a reaffirmation agreement which has been signed by you and the creditor. The creditor will provide an agreement to you and you can sign it and return it to them.

Should you need anything else, do not hesitate to call or E-mail on a free initial basis.

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Answered on 12/29/06, 11:31 am


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