Legal Question in Consumer Law in Pennsylvania

Payday loan company

My husband and I applied for payday loans in May. We needed $1000 and all of them say you can get up to $1000 or $1500, but they wont tell you how much you can actually get until you fill out an application. So we applied for a few, but none of them could give us more than a few hundred dollars so we stopped our search. We never accepted any of them and just borrowed the money from family instead. Then when we looked at our bank statement the next month, there was a $350 deposit from PAYDAY LOAN YES and then a $105 withdrawl from them. We stupidly let it go, figuring that they would take 2 or 3 more payments like that and then it would be taken care of. However, we just realized that we have so far paid them $800. My husband called them and they said that we still owe $265 and that if we had talked to a customer service rep we would have known all this. I looked at their website and if you just apply, you would never know any of this. If there ANYTHING that we can do???


Asked on 9/24/08, 2:37 pm

1 Answer from Attorneys
Roger Traversa Arjont Group (Law Office of Roger Traversa)

Re: Payday loan company

You asked about a payday loan.

You are involved with some of the lowest forms of life on the planet.

My suggestion would be to close that account and seek counsel of an attorney immediately.

You may have claims that not only will get your money back, but provide for statutory and even punitive damages. Best part is that if you prevail your attorney fees will be covered.

This is not a matter to bring pro se (by yourself), You would get creamed. But a consumer attorney can really sink his teeth into your matter.

Regards,

Roger

Read more
Answered on 9/24/08, 3:17 pm


Related Questions & Answers

More Consumer Law questions and answers in Pennsylvania