Legal Question in Credit and Debt Law in Pennsylvania
Bill collectors
My wife has been divorced for 4yrs yet we changed our home phone # but still get bill collectors looking for her x husband. He doesn`t have a home phone #,Just a cell phone #.Can I legally give the bill collectors his cell #.I`m tired of getting harrassed for his choices in life of not paying his bills.We have been married over a year and her last name has been changed.But still get the calls.Thank You very much for your time. Happy Holiday
3 Answers from Attorneys
Re: Bill collectors
You asked about bill collectors calling for a person who does not reside with you.
You can get the collectors to stop callin by following those procedures spelled out in the Fair Debt Collection Practices Act. When called by a debt collector, get the information about who they are and their address. Tell them on the phone that they are not allowed to call that number as it is a work number and such calls are not allowed.
You may also provide the individual's cell number and address if you have it.
Follow up that phone call with a letter instructing the debt collector that they may not call that number at all, and that the person they seek does not reside there.
There are plenty of tutorials on the web about how to deal with bill collectors. Most importantly, by keeping records you may be able to bring a civil suit against the bill collector where you could collect statutory penalties and attorney's fees.
Regards,
Roger
Re: Bill collectors
I think it would be acceptable to give the number out.
Re: Bill collectors
I agree with the other answers. Keep records of who calls, who they are calling on behalf of, who they say owes the debt, how they obtained your name and number, and any other details that you can think of. Simply explain that you are not the person that they are looking for and that you do not want any more calls made to your number. I don't think that you are under any obligation to give them his cell phone number and I would be reluctant to do so for several reasons, not the least of which is that you cannot know if they are attempting to collect on a valid debt, especially if they are still calling this guy's ex-wife after 4 years.