Legal Question in Credit and Debt Law in Pennsylvania

Uh oh. No joint bank accounts. I suggest that you get his name off your bank account NOW. You will have to request a hearing and see if you can prove that the money in the account is yours. However, I tell my clients that once the money is gone, its gone. It seldom comes back. I would stop any direct deposits from going into that account. If your employer issues paper checks, get them until you get a new account. I recommend that you go to a different back and do not have a joint account with this man for as long as the judgment remains outstanding. Judgments last for 20 years in PA on personal property. I also would suggest that if this guy has a judgment against him and doesn't work that you need to examine why you keep him in your life. Does not sound like he contributes anything of value other than fathering your child.

I agree with Ms. Hunter that joint accounts are a problem if one of the holders has a judgment against them. If you can remove his name from the accounts, you should do that ASAP. If not, set up a new account in your name, only, cease direct deposit in the current one, and only use the new single one.

Your boyfriend should consider settling the debt or a bankruptcy and I am happy to advise him on a free initial basis.

Very truly yours,

Matthew R. Nahrgang, Esquire

35 Evansburg Road

Collegeville, PA 19426

(610) 489-3041 ph

(610) 489-3042 fax

[email protected]

www.mnahrgang.com